Performer Insurance
K&K’s Performer program offers liability insurance for solo musicians and entertainers performing at fairs, festivals, bars, private parties, and other events and facilities.
K&K provides performer liability insurance solutions often required by venues for a variety of solo performers including musicians, clowns, comedians, face painters, magicians, Santas, and other performers.
- The performer must be at least 18 years of age
- Annual gross income from the performer’s activities cannot exceed $300,000
- Coverage for groups is also available on our Entertainer and Musicians (Groups) page.
Do you need to manage or renew a policy that you purchased through our online process?
Program Highlights
Who is eligible for Performer Insurance?
- Actor portraying a historical person (actual or fictional)
- Balloon artist
- Belly dancer
- Caricature sketching
- Celebrity look-alike
- Clown
- Comedian
- Contortionist
- DJ or KJ
- Face/body painter (FDA approved - compliant paint only)
- Holiday character (Santa, Easter Bunny, etc.)
- Impersonator
- Impressionist
- Juggler
- Magician
- Mime
- Musician, singer or vocalist
- Poet
- Public speaker (subject to review and approval by K&K)
- Psychic, Fortune teller, Puppeteer
- Storyteller, theatrical performer (single event only)
- Tradeshow promotional model (subject to review and approval by K&K)
- Ventriloquist
- Western performer
- Yodeler
Who is not eligible for Performer Insurance?
Including but not limited to:
- Acrobatic or aerialist performer
- Actor or actress
- Circus performer
- Cosmetologist/ Beautician
- Escape artist
- Exotic dancer
- Fire handlers
- Group acts or bands
- Henna/Mehndi artist
- Hypnotist
- Jouster
- Mascot (college, high school, professional)
- Model (unless reported and approved by K&K)
- Performer putting on an athletic exhibition
- Performer using weapons (live ammunition or sharpened blades)
- Permanent tattoo and/or body piercing artist
- Production/ entertainment companies
- Public speaker
- Pyrotechnician
- Rap, hip-hop, electronic, heavy metal, screamo, or techno musical entertainer, performer, DJ
- Strength performer
- Stripper
- Stunt performer
- Touring entertainer, performer
Insurance coverages available
General Liability
- Bodily Injury and Property Damage
- Products and Completed Operations
- Damage to Premises Rented to You
- Medical Expense (other than participants)
- Bodily Injury to Participants Liability
- Medical Payments for Participants
What do I need to apply?
- Full payment by check or credit/debit card
Applications
Please click on the link below to download an application. Depending on your browser settings, the application may download directly to your computer without opening. Please check your download folder to find the PDF application document.
- Solo Entertainers and Performers Liability Enrollment Form
Effective dates from 4/1/2024 through 3/31/2025
- Bands and Performing Groups Insurance Program and Enrollment Form
This program has been designed for U.S. based performing groups who work on an independent contractor basis entertaining at events and performances.
Effective dates from 4/1/2024 through 3/31/2025
Did you know?
- No charge for additional Certificates of Insurance for our Performer Insurance Program.
Contact information for Performer Insurance
Phone
Email
Ready to get started?
Frequently Asked Questions
What name should be listed on the enrollment form?
Because this program provides coverage for the entertainer or performer as an individual, provide the full legal name of the performer to be covered. If performing under a stage or other name, include that name on the “Doing Business As” line.
What if my act involves an animal and it injures someone?
This program only provides coverage for claims arising out of the following smaller animals: rabbits, doves, mice, hamsters, non-venomous, non-constrictor snakes, and dogs weighing less than 15 pounds. No coverage exists for claims arising from all other animals, and no coverage is provided for the actual death or injury to any animal.
Will I receive a policy after submitting the enrollment form?
No. You will receive a certificate of insurance as evidence of coverage. By applying for this insurance, you are applying for membership in the Sports, Leisure and Entertainment Risk Purchasing Group (RPG), a group formed and operating pursuant to the Liability Risk Retention Act of 1986 (15 USC 3901 et seq.). Coverage is offered exclusively through the RPG. The RPG receives a master policy from the insurance company. Submission of this enrollment form confirms your desire to receive coverage through the RPG. Each member receives their own certificate of insurance as evidence of coverage. The limits of insurance apply individually to each insured member organization - there are no shared limits of liability with any other members. For a copy of the RPG master policy, please submit your request in writing to: K&K Insurance Group, Inc., 1712 Magnavox Way, Fort Wayne, IN 46804.
Why choose K&K?
- Longevity
Celebrating over 70 years of providing customized insurance solutions
