You won't see an Ally Bank ATM, but you can use your debit card at any ATM worldwide. Use our ATM & Cash Back Locator to find ATMs across the U.S. online or on your mobile device.
There's no charge to use any Allpoint® ATM in the U.S., plus we reimburse up to $10 at the end of each statement cycle for fees charged at other ATMs nationwide. Keep in mind, we pay interest on the reimbursed amount starting on the day the funds are credited to your account. Use our ATM & Cash Back Locator to find ATMs across the U.S. online or on your mobile device.
Allpoint is the largest nationwide, no-fee ATM network with over 43,000 ATMs conveniently placed in locations such as CVS, Walgreens, Target, convenience stores and other regional retailers. Use our ATM & Cash Back Locator online or on your mobile device to find a no-fee Allpoint ATM near you.
Yes. For your protection, you can withdraw up to $1,000 a day from ATMs. If you're new to Ally, your daily ATM withdrawal can be limited to as low as $500 during your first 90 days as an Ally Customer. To find a nearby ATM, use the Ally ATM & Cash Locator.
You still won't have to pay a fee. Just press YES to accept the fee and continue with your transaction. Either you won't be charged, or we'll refund the surcharge. If you notice we didn't refund an ATM charge, give us a call at 1-877-247-2559. Make sure you have details of the transaction on hand.
Yes, there is an international transaction fee of up to 1% when using an ATM located outside of the U.S. When using a non-Allpoint ATM overseas, an additional fee may be charged by the ATM owner.
Because the Savings Account is part of your IRA with Ally, you’ll need to request a distribution. You can either log in to online banking and complete the distribution request, call us 24/7 at 877-247-2559 , or complete and mail in the Distribution Form . Keep in mind, we limit certain types of withdrawals and transfers from Savings Accounts to 10 per statement cycle. There’s no fee for excessive transactions, but we’ll close your account if you exceed the limit on more than an occasional basis.
We have two fee-free services to protect your Spending Account from overdrafts: Overdraft Transfer Service and CoverDraft℠ service. Use one or the other, or use them both together for an additional line of defense. Overdraft Transfer Service If you set up Overdraft Transfer Service and have sufficient funds in your linked savings or money market account to cover the transaction, we automatically transfer the funds to your Spending Account in increments of $100. If you didn't set up Overdraft Transfer Service, your transaction may be declined, or we may pay the transaction and overdraw your account, but we won't charge an overdraft fee. CoverDraft Service CoverDraft service acts as an overdraft safety net, providing up to $100 in temporary fee-free relief for some of your most common transactions, should you accidentally overspend. We notify you if any overdrafts occur, and you have 14 calendar days to bring your balance out of the negative and avoid having withdrawals restricted from your account. Keep in mind, CoverDraft isn't a line of credit. We can end our CoverDraft service or suspend your right to use it at any time. We pay overdrafts at our discretion, and we don’t guarantee coverage. We'll decline your transaction if we don't cover it. Both Services Together When using both services together, we first move money in $100 increments from your linked account using Overdraft Transfer Service. If that’s not enough, the CoverDraft service may kick in with up to $100 in additional coverage. Learn more
We have two fee-free services to protect your account from overdrafts: Overdraft Transfer Service and CoverDraft℠ service. Use one or the other, or use them both together for an additional line of defense. Sign up for Overdraft Transfer Service by choosing your account, then selecting Overdraft Transfer Service from account details. From there, you can link your Ally Bank Spending Account to a Savings or Money Market Account with us. There's no signup needed for CoverDraft—in most cases, you'll qualify 30 days after your account has been funded with at least $100, through any combination of deposits. Learn more
You can make 10 limited withdrawals and transfers per statement cycle. You won’t be charged a fee for excessive transactions, but we’ll close your account if you exceed the limit on more than an occasional basis. Consult your tax professional for details on IRA distributions or withdrawals.
You can make as many ATM withdrawals as you want. However, we limit certain types of withdrawals (including Online and Mobile Banking transfers, telephone transfers, Overdraft Transfer Service, checks and point-of-sale transactions) from your Money Market Account to 10 per statement cycle. There’s no fee for going over the limit, but we’ll close your account if you exceed it on more than an occasional basis.
You can access your account, make payments and move money any time at ally.com or on our app. You can also:
A FEW THINGS YOU SHOULD KNOW
Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company, NMLS ID 3015 . Ally Bank, the company's direct banking subsidiary, offers an array of deposit and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005 . Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Programs, rates and terms and conditions are subject to change at any time without notice.
Ally Servicing LLC, NMLS ID 212403 is an affiliate of Ally Financial Inc.
Options involve risk and are not suitable for all investors. Review the Characteristics and Risks of Standardized Options brochure before you begin trading options. Options investors may lose the entire amount of their investment or more in a relatively short period of time.
Trading on margin involves risk. You can lose more funds than you deposit in a margin account. Please review Margin Account Agreement and Disclosure for more information regarding margin trading.
Securities products and services are offered through Ally Invest Securities LLC, member FINRA / SIPC . For background on Ally Invest Securities go to FINRA’s BrokerCheck . Advisory services offered through Ally Invest Advisors Inc., a registered investment adviser. View Invest Disclosures . Ally Invest Advisors and Ally Invest Securities are wholly owned subsidiaries of Ally Financial Inc. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE.
Before you invest, you should carefully review and consider the investment objectives, risks, charges, and expenses of any mutual fund or exchange-traded fund (ETF) you are considering. ETF trading prices may not necessarily reflect the net asset value of the underlying securities. A mutual fund/ETF prospectus contains this and other information and can be obtained by emailing support@invest.ally.com .
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